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Michael W.

2 Level 2 Contributor
  • 8 Reviews
  • 15 Helpful Votes
  • 0 Thank Yous

Experience: Shopping, News, Finance

Member since December 2019

  • Reviews

    8

  • First Review

    1

  • Thank Yous

    0

  • Fans

    0

  • Profile Views

    88

Review Distribution

8 Reviews by Michael

3/16/20
There's a reason variable annuities are not good financial investments. They make money for the seller and for the insurance company. The purchaser is lucky to live long enough to recoup his/her investment let alone realize a profit.

I am fortunate in that I have passed the surrender periods of a Transamerica Variable Annuity I never would bought in the first place had my (former) broker not left out certain details. I now have a lifetime income from the annuity, which sounds great except for the fact that the annual check- in the low 5 figures- not only isn't enough to pay my rent, it is my own money!

This annuity is no longer being sold. Comparable ones that are would pay a lifetime income of less than half of what I receive- again, getting your own money back until you have it all and start receiving TransAmerica's money- if you live long enough to enjoy a few years of that profit.
3/16/20
I recently paid for a voucher from Groupon which I used to fulfill a pesonalized order from a merchant who ignored the personalized instructions possibly conflating them with another order.

The merchant was unresponsive to requests to correctly fulfill the order- what I received was worthless to me. Since the merchant was not interested in having the order returned I prevailed upon Groupon to intervene.

Groupon refused. I would assume that when Groupon contracts with a merchant there is some agreement between the two to engage in sound business practices as, due the partnership of the two companies, the actions of one reflect upon the other.

The customer is not always right but when s/he is Groupon ought to be an advocate for the customer.
2/2/20
Disqus has been a great resource for those who follow the TOS- until recently.

It is now deleting posts that express sourced opinions with which some anonymous person does not agree.

Googling "Disqus" and "censorship" or "Disqus" and "complaints" suggests this is a problem of a scope that would interest an investigative reporter. Conciliatory requests for explanations are met with silence.

My opinion of this resource is now a 180 as a result of this lack of transparency.
1/6/20
I was an inaugural subscriber- that tells you how old I am.

I enjoy magazines that are still delivered via snail-mail I'm sorry SELF is not longer among them.
1/6/20
An absorbing read. Advice I always appreciate and many times a resource that influences my outlook on my investments.
12/21/19
If you love magazines, discountmags.com offers a wide variety at a reasonable cost.

However, it's not always easy to order at the lowest price because what seems unbeatable is sometimes beaten shortly after by discountmags.com itself.

The other issue (no pun intended) is that if you renew your subscription through discountmags.com before your existing subscription expires, you're not told upfront that the magazine publisher might cancel the order because you renewed at a lower price than the publisher itself charges.
12/19/19
Kroger.com information often does not mirror the user's local store's inventory and prices may differ.

There are often glitches and customer service calls to rectify the matter are place on interminable holds,
12/19/19
Stacy's Music Row Report stands apart from country-music blogs because Stacy Harris welcomes (and publishes- but only after obtaining prior consent) the views of those who disagree.

Michael Has Earned 15 Votes

Michael W.'s review of Disqus earned 12 Very Helpful votes

Michael W.'s review of DiscountMags earned a Very Helpful vote

Michael W.'s review of TransAmerica earned a Very Helpful vote

Michael W.'s review of SELF Magazine earned a Very Helpful vote

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