merry l.

I took out the careCredit loan for an unexpected, high vet bill. I was working FT and had no trouble making payments. In fact, my monthly payments were $25 and yet I paid $75, every month. For over a year. I only owed about 150 more when my payment arrived, I was told, stamped " a few minutes after midnight" of the due date. It was holiday season and there had been storms, which likely delayed it. However, even tho i had paid 50 dollrs OVER the amount due for more than a year, I was charged a $75 late fee. I refused to pay it and went up up up the ladder, where the final person said, ok, and don't use care credit again. Oh NO WORRIES there!. They were rude, condescending, demeaning. I have no receipt left; this was too long ago for that, The loan It was For the Nottingham Pet Clinic in Syracuse ny.