No website is flawless, in fact I'm having an issue right now but figured it's a merchant problem with paying out my cash back. I'm a "big spender", over the past year I've spent over 1mil. I plan on spending approximately 3 million over the next 2 years. TBC never had an issue with paying me large amounts. So reviews stating that they don't pay over "$15" is not true. I've "earned" over $1,000 on a transaction. I used several sites and somehow I continue to use TBC so they are, in my opinion, better.