I was excited got a 50 card as incentive from work went to deem it and thought all was good. However it did not redeem it was a card they were aware had issues. I tried to use this July 2016. I have been calling since August 2016 to get this resolved. I am still waiting a year later. It's frankly ridiculous a business can run this way. Never do I get calls. Just periodically when it's on my mind again I call. Never ever use this company nor will I ever recommend. In fact brought this to my employers attention who no longer uses them either