Says you can send money as a guest without an account. That is not true. They want to know everything about you everything. Back and front of drivers license, where you lived, when you bought your hone, cars etc. Now remember you are the one sending the money. Why is this needed in case somewhere in the far future someone may hack your account. The people say there is no supervisiors. So my suggestion. If using moneygram. Do it in persob not on line. They want way to much personal information and the people answeing the phone are not in the USA