If this does not scare you, Im not sure what will. I transferred my entire balance from my subaccount to my main account over 24 hours ago. It disappeared. When I contacted AMEX Serve they told me it was a know issue and they were working on it. Now on day 2 with no money they are telling me it could be up to 24 more hours. Right here when I WAS leaving to go out of town for Christmas. I have been with these people for 6 years. This is the final straw.