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Mark J.

2 Level 2 Contributor
  • 6 Reviews
  • 10 Helpful Votes
  • 1 Thank You

Experience: Computers & Technology, Business, Shopping

Member since May 2019

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6 Reviews by Mark

I joined PC Financial to acquire a prepaid credit card for my personal use. I decided to fund my credit card using the move money feature on PCFinancial.ca. I was informed it would take 3-5 business days and I was ok with that. My first 2 transfers were posted to my account within seconds and took about 3-5 business days to be applied to my account. Then on November 12th of this year, I attempted to fund the account again using the same method I previously had. I put through the transfer request as I had done before, but this time noted the transfer had not been posted to my account 24 hours after requesting it. Assuming it had not gone through I requested to transfer the same amount again on November 13th. Again I noted the transfer was not posted to my account 24 hours after requesting it. At this point I contacted customer service to inquire what was going on. They informed me that they were experiencing glitches in the system that were preventing the transfer requests from posting to my account, but that they had in fact received both requests. At this point I formally requested that they cancel the transfer request on November 13th, in order for me to avoid an insufficient funds fee from my bank(the funding source). Flash forward to November 16th and finally the two funding requests had been posted to my account. After contacting customer service again, I again requested that the November 13th transfer request be cancelled. I was also informed that since the request had been posted on the 16th that they would be held for 3-5 business days starting on the 16th. A couple of days later I received an email from my bank informing me that a transfer request had been reversed and that I owed $45 dollars for an insufficient funds fee...
Needing to pick up some items from the store on the 21st of November I tried to have the 6 business day hold of my funds from November 12th lifted, but after speaking with supervisor Elizabeth she seemed combative and confrontational and was of no help. She even attempted to smoke screen me. She informed me that I should have used an e-transfer which automatically applies funds to my PC financial Mastercard. I decided to try it out and transferred $60 to my PC Mastercard. I waited a couple of minutes and logged in to my account to see the results. The funds were showing up as pending, which was contrary to what supervisor Elizabeth had stated. I again contacted customer service for the umpteenth time and spoke with Kelly who stated that even thought the funds were showing up as pending in my account that they were in fact available for use. So I made my way down to the store and picked up about $54 dollars worth of household goods and made my way to the cash. After scanning the items I tried to speed tap my Mastercard for payment. It would not work. I would only get the first green bar and it would not process. I tried to swipe the card, and again it would not work. Next I tried to insert the chip in an attempt to use the pin I had registered upon validating and activating my card and again the card was declined. This time the cash register spit out a declined receipt. Upon returning home I contacted customer support yet again, and was informed that they were now holding my Interac e-transfer. Repeat they were holding my Interac e-transfer. Within minutes I received confirmation from my bank that the Interac e-transfer has been deposited into my PC Money Account. I would like to state that it says clear as day in the PC Financial FAQ webpage, that even though e-transfer funds show up as pending in your account they are available for use immediately. Clearly this is not the case at PC Financial. I was told the same information by a PC Financial supervisor and CSR agent yesterday, but had my PC Mastercard declined at the store upon attempting a purchase, my very first purchase with the PC Master Card. Just to clarify, today I was informed by a CSR who stated there was no issue with my credit card but that they were simply holding my Interac e-transfer till Monday and my bank transfer which should be held for only 3-5 business days is now on it's 8th business day of hold and 12th day all together. It is now 48 hours since initiating the Interac e-transfer and my funds are still being held. PC Financial is hands down the worst financial institution I have ever had the misfortune of being associated with. I would recommend avoiding them at all costs as they are riddled with incompetence...
I joined Facebook back in June/July of this year 2020. I joined to simply share photographs with family & friends. I never posted a single item to my timeline and my Facebook page was public. After 20+ hours of posting and archiving photographs to my albums section, my account was randomly disabled after only 3-4 weeks of being a member. I was asked to verify my account and uploaded a picture of my face to do so. My account was not reactivated. I challenged this decision and was asked to verify my account again. This time I uploaded a scan of my active vehicle license. Again, my account was not reactivated and this time it was permanently disabled. I tried to contact Facebook's customer service but soon realized, Facebook does not offer customer service. I can not think of any LEGITIMATE business, that does not offer customer service. Especially one with revenue in the billions. By failing to provide customer service Facebook eliminates any and all accountability for their actions. Clearly Facebook does not care about their site patrons and only exists to further their private agenda/s. I am not surprised however, since Facebook was built on the lies, deceit and treachery of Mark Zuckerberg...
Signed up for an account about 4 days ago on June 11th 2020. I received a $5 sign up bonus and completed a profile survey for $0.50. Decided I would go ahead and do a $30 cash back offer through their website, on top of earning $0.02 for a paid email. Bringing my account total to $35.52. I usually use a VPN to check my daily email, without knowing I attempted to sign in to DailyRewards.com after checking my daily email and with the VPN still on. I promptly received a message saying that my account had been terminated for using a VPN. I contacted customer support and explained the situation. They were indifferent to my honest mistake and went so far as to state that my account balance had been seized as well. So not only did DailyRewards.com terminate my account, the thieves stole my account balance of $35.52. Clearly this is a ploy they use to steal their customers rightfully earned money. I can understand that they chose to terminate my account, but that does not give them the power to steal their customers money or excuse the money they rightfully owe. If you are going to terminate an account on some bull you still need to square up and pay out what you owe it does not excuse the money you rightfully owe. This situation is shameful and disgusting. I strongly recommend you take your business to a reputable cash back site, not DailyRewards.com who is looking to steal and rip off their customers rightfully earned money...

Products used:
Third Party Cash Back offer $30
Profile Survey

I had an issue with 2 of my credit card deposits and contacted the cashier to request a refund of $12.46 USD to my credit card. They refused my request even though I was a silver level V. I. P. And had a triple digit cash balance with no active bonuses and no wager restrictions. I simply stated that if they refused to refund my money I would contact my credit card company and report fraud. This is when head of security Tony Massina reached out to me. He threatened me stating that if I reported fraud I would be black balled throughout the industry and Oddsmaker would take legal action against me. I decided at this point to report fraud to my credit card. After reporting the fraud I contacted Tony again via telephone. He stated that "If I would not pursue the matter further, he would leave my account in good standing and there would be no issue between us". I agreed to Tony's terms and stated I would not personally pursue the matter further. Having come to a verbal agreement I let Tony know that I had already reported the fraud to my credit card and THEY would be pursuing it not me. Tony became irate and reneged on his word and our verbal agreement and said my account was suspended permanently, and then froze my account balance. Knowing Tony's word wasn't worth a bottle of donkey urine, I blocked him on email and contacted the cashier to arrange a payout of my account's outstanding balance. The cashier stated my account was suspended and I had no access to the funds. I let them know this was theft, but they were indifferent to their treachery and thievery. To this day they refuse to pay out the money they have stolen from me. After working things out with my credit card I was able to have my last deposit refunded due to fraud but am still owed $37.46 USD by their sportsbook and casino...

Theft of my money aside, withdrawals take 10 business days to be "verified", at which point you will be couriered a check from China.
Over the years I have been a member of several different survey websites. I can say with 100% conviction that SurveyJunkie offers the lowest paid surveys on the web. The average is $0.35 for a 20 minute survey. You can also expect to get kicked out of the survey or disqualified after having completed all of or most of the questions. Not sure if SurveyJunkie pockets the money or is allowing the survey givers to rob their website patrons. On top of the lowest paid surveys, and getting robbed you can expect to not receive points at all after completing surveys. This happens when you are not disqualified or kicked from the survey, at or near completion, but go through all the steps of completion only to see that the points are not credited to your account. SurveyJunkie claims the points are pending and being held by the survey provider until they review the survey answers. But, given the other issues with this website I definitely have my suspicions. I completed a survey a week ago for 45 cents and it has yet to be credited to my account. ****Update: After waiting a week for my pending points and spending 20 minutes legitimately completing a survey, I just received 3 points(disqualification credit) out of the possible 45 points I was promised for completing the survey. Plain and simple I was >robbed<, of my time and my money.**** Don't be a sucker and waste your time and have your money stolen with this unprofessional, dishonest, penny pinching, thieving bull crap website. Hands down the worst survey website I have ever had the misfortune of being associated with...
Swagbucks is a joke and a scam. After completing a featured offer on their website I was instructed to wait 32 days, 32 day grace period in order to receive credit for a featured offer. After not receiving credit after 32 days I contacted them via their support. I received an email stating they were reviewing my case and to wait another 10 business days. So 6 weeks after completing an offer they were actively promoting I have yet to hear back from them or receive the promised payment. They are not answering my mail anymore. Swagbucks is a Scam and fraud take your business elsewhere...

Mark Has Earned 10 Votes

Mark J.'s review of SurveyJunkie earned 7 Very Helpful votes

Mark J.'s review of oddsmaker.ag earned a Very Helpful vote

Mark J.'s review of Daily Rewards earned 2 Very Helpful votes

Mark Has Received 1 Thank You

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