Mario B.

These cards serve no purpose, I had one for $200 and most online places won't take them, even if you register them. You can't use them to pay bills and you can't even use them to buy gas at some gas stations. I went into the gas station and asked for $30 on a pump and it was declined but the funds were still taken out of the card. It took them 5 days to put the money back. This happened at multiple gas stations and I do not get why (I did not pay at the pump and I went inside each time). Also it is a hassle to get the last of your money off of it. I don't see a reason to give these as gifts or use them since it cost 6 bucks to activate it and to many places either don't take them or make it hard to use them. Just give the person cash, it will save you 6 bucks and make that person much happier. I honestly don't under stand the point of gift cards in general, it is basically throwing away your money. Be smart and give a gift that everyone loves, as in cash instead of any type of gift card.

I had a checking account with wells Fargo for a few years and then I joined the Army, I was stationed in Germany so I switched to a military only credit union so I wouldn't have to deal with foreign atm fees and other charges from over seas spending. I had a few hundred dollars left in my wells Fargo account and decided not to close it. After a couple years in Germany I get a letter from wells Fargo saying my account was negative, since I didn't have the minimum amount in my account they nickeled and dimed my account until all the money was gone and then they proceeded to slap on over draft fees on top of that. I was never warned about a minimum balance charge and on top of that I had enough in my savings to easily cover the minimum balance requirement. Instead of moving 12$ from my savings to my checking to satisfy their minimum account balance they proceeded to nickel and dime away $488 and then try to slap on $60 in over draft fees. I'm only giving them 2 stars because once I explained my situation, they dropped the fees and cut me a check for the money they took. Either way I'm sticking to my credit union since they don't have random fees and they reimburse all atm fees.

They may cost $25 a month less than verizon for their unlimited plan but it is not worth the headache dealing with their lack of customer service. I had sprint from 2004-2010 and in 2009 I switched from what ever plan I was on to their unlimited plan for the military after joining the army. One of the benefits to military account was you could stop your service and not have to pay the phone bill if you had to serve over seas and you could restart your service and keep your phone number when you returned and all you had to do was bring them a copy of your orders. I got stationed in Germany so I brought them my orders to freeze my phone service. Then I was deployed to Iraq for a year and when I got back I had found out that sprint never freezed my plan and that my phone was disconnected and I owed $1200 to collections. Basically after getting the run around from them for a while I didn't have to pay the $1200 but having that on my credit report was not helpful in anyway. Once I got back to the US I switched to Verizon and have been taken care of, there was no way I was going back to sprint, and not just because sprint literally has no service on post at fort Polk LA, but because they pretty much have no customer service at all.