Legal scam - Beware not to buy into this site. They charge a 19.00 application fee, which should have been a red flag, because none of the other payday loan sites have ever asked me for that.
But I was dumb enough to sign it and then they automaticly declined my loan and then took their 19.00 out of my account and put me in the red.
It is legal, but will hurt more than help, so please don't let this happen to you.