I logged in to report a life change since my husband was becoming eligible for Medicare the following month. When you report a life change, it will kick you into your application. I inadvertently canceled my husband's insurance because I wanted to plan ahead. I only realized this the next day when I called the Marketplace about some documents they wanted and I was informed that my husband's insurance was cancelled even though we had paid the monthly premium in full. There was no way to just "notify of a life change" -- you have to go through the entire application and once you reapply without a household member you are out of luck until the next open enrollment. BEWARE: NEVER TELL THEM IN ADVANCE OF ANY LIFE CHANGE.