I got a prepaid Serve card that my tax refund was deposited into. It is so strict and so limited. I can hardly use it. There is a $500 daily limit and that includes purchases and withdrawals. If you try to login and cannot, it will lock you out and you have to call them to unlock it. The customer service reps are from probably India or Pakistan so it can be hard to understand them. I've only had the card for two days and I've had to contact them to get several issues resolved. Also, even though they give you a routing and account number, you can't use it as a bank account with your PayPal account. In the future I'll just have the money deposited into my bank account instead.