I am devasting. I ordered a xmas present for my kid and used flexpay only to find out it was cancelled and they still ahve my money and i cant get it from my bank, mind u this was all the money i had for his gift. Y did they take my money if they cant give it back as fast as they take it and christmas is in n 4 days what am i going to do this is awful. Couldnt u at least warn people that if it doesnt go through and your order gets cancelled that it may take days to get your money back. My kid will not have xmas now cuz of HSN. That is theft! I want my money back theres no reason it should take this long. I rented a car a week ago and they held a hold on the deposit and it was bank in my bank in24 hours, so u cant tell me that it depends on my bank cuz my bank does it as soon as they see the hold released. Y do u say that from what im seeing on here that some people its took weeks for u to relaese there money! Thanks for ruinng my childs christmas! If i had my money back i could use it to buy them something else. How is this legal?