Make sure you keep track of how much they are allocating your payments to your promotional purchases. I had one on there from August 2018 that is to be paid off by August 2020. I unfortunately had to use them again for a much smaller amount in February 2019 that's due by August 2019. I got something saying more than half of that one is still due. They'd been giving majority of my payments to the first promotional purchase...which would in turn make me pay all the interest if not paid on time. The representative and his manager Joshua were very rude and would not assist me. They basically said they could not assist me and I have to pay it off by the 30th. Worst company ever. They also, decreased my limit when I have a good history with them. I can't wait to pay them off.