Krysta R.

I swear by PayPal. I love how accessible everything is, including loading the card with cash, how widely accepted it is, how you can pay with your account, transferring money, direct deposit, e. T. c. THE BIGGEST COMPLAINT I have is that sometimes customer service takes forever and I recently had the system flag my account for fraud because I had a large check deposited. When I went to actually use my card to withdraw or pay for something my card had been declined. When I finally got through to someone (thank you covid) they told me that an internal system flagged my account and put hold on my card. The funny thing was is that I could still use the money. I could transfer it to another account (which at the time I did not have... I do now though!) Or I could send it to walmart and withdraw it (which I did not have my ID to get it) or I could send it to someone else's PayPal account and use it online. It took almost 3 weeks for the hold on the actual card to be lifted and there was NOTHING they could do to help me with it. I was stuck waiting, even trying to send them verification of who I was etc.

I like the ease of the app and accessing what you need and I absolutely LOVE the boosts & that you can change them as needed, as well as personalizing my card and anonymity that you can use. The only problem I have is that certain companies dont recognize it, (you can link it to your paypal and chime but not vice versa.) Also the fact that unless you have a linked bank account, you have to have the card to use it or know someone who does. You also cannot load the card.

I originally went for spokeo because of the ability to do a reverse phone number look up. After looking up the information, which I paid a one time offer for a limited time, i was disappointed. The information I received made literally no sense and was old. I felt that a lot of the information is obtainable without spokeo, however having a large bit of it available in one location is nice. But the biggest thing was that a lot of MISINFORMATION is posted as well as old information. For example, it says that I was possibly married which is so far from the truth. It also has my last known address from 2015 when I have lived at 2 other addresses. It also had very very old emails as well as social media sites and nothing new. In conclusion, I terminated my membership and will use the free resources or another site like spokeo that provides a lot more prevalent and sought after information for the same price, if not cheaper.

If you lose your card or cancel it and need to access the money, unless you know someone else with a card with their name on it, you're kinda stuck waiting. I love that you can load it easily though