I swear by PayPal. I love how accessible everything is, including loading the card with cash, how widely accepted it is, how you can pay with your account, transferring money, direct deposit, e. T. c. THE BIGGEST COMPLAINT I have is that sometimes customer service takes forever and I recently had the system flag my account for fraud because I had a large check deposited. When I went to actually use my card to withdraw or pay for something my card had been declined. When I finally got through to someone (thank you covid) they told me that an internal system flagged my account and put hold on my card. The funny thing was is that I could still use the money. I could transfer it to another account (which at the time I did not have... I do now though!) Or I could send it to walmart and withdraw it (which I did not have my ID to get it) or I could send it to someone else's PayPal account and use it online. It took almost 3 weeks for the hold on the actual card to be lifted and there was NOTHING they could do to help me with it. I was stuck waiting, even trying to send them verification of who I was etc.