This company stole my debit card info when I was ordering a background check on intellius and started charging my debit card for SavingsACE each month for 6 years. Since it was a small amount (49.95), I did not notice. They claimed to send me emails to confirm which I never received. There are several class action lawsuits against this company - also known as Vertrue and Coverdell. I contacted my bank to file a claim.