First of all I have had zero issues. Cute clothes, reasonable prices. I am also. VIP member and they do not just go into your account and take $35 dollars a month. You are not paying $35 a month to be a member. It CLEARLY explains that you can skip a month of purchasing just by clicking " skip this month". If you do this, you will be charged ZERO. Nothing will come out of your account. If you forget, however, yes your card will be charged the $35 dollars. BUT that $35 goes as a credit into your JustFab account to use for shopping the site. It's is not ripping you off in any way shape or form. If your card gets charged it is because YOU didn't click " skip this month" between the 1st and the 5th of every month. It's pretty easy to understand if you just read it.