Cato double dips your account when you place a order on line. I used my debit card and charged $22,98 and Cato's debited addition charge of $23.01 not even the prices of my order it was more. I called cato and ask why they debited my bank account more then what i bought! They call it a pre authorization charge. It has been 3 days and it still pending. Well when you have something pending on your checking account the bank has a hold on your funds and you can not spent that 23.01 until cato release there one time authorization charge. They are playing with your banking account they could cause someone to have bounced checks if you placed a big order or even a small order. Hope this keep you from not having a over drawn bank account.