I purchased a lot of e-cards from Raise in the last year or two. I didn't have the need to use all the cards within 100 days. Most of my cards are now invalid. The merchants are either out of business or no longer accepts e-gift cards! I called Raise and spoke with several reps, including the manager. They all told me the same thing... it's passed 100 days and they won't give me a refund. With all the merchant e-gift cards that I purchased on Raise, I spent over $1,500! A few of them are still valid, but the majority of the merchants, I cannot use the e-cards!
Save your hard earned money and don't use Raise. You're better off clipping coupons. In the end, they'll take your money and never look back!