I've actually been a real customer for the past year and a half and let me be the one to give you the heads up: This is hands-down the WORST prepaid card service that you can ever find. I'll explain why in exact detail right now. If you don't believe me and plan on going for AChievecard, I feel sorry for you for wasting your time and raising stress levels for the experiences you are about to encounter. I am about to terminate my account next week.
Let's start.
1.) There is a $10 maintenance fee.
2.) There is a $1 fee every single time you put in your pin number.
3.) The customer service line is terrible because
A) You need to wait at least an hour before you speak to anyone about ANY simple question.
B) When you ask to speak to a supervisor, she is just as helpful as the rookie customer service rep you just spoke with
4.) They are CHEAP and stingy
A) The "auctions" that they offer are products that you can find for $5 at Marshall's OR at the Dollar Tree. Don't let that be the incentive for why you open an account there. It's NOTHING special WHAT-SO-EVER. $4 headphones, Old clearance Barbies, like what kind of business is this, seriously?
B) The customer service line is so long because they are too cheap to invest in hiring more employees
C) When my direct deposit got sent back to my employer, and I was unable to contact them for 4 days due to the ONE HOUR+ Wait time, all they did was offer me a ONE MONTH COURTESY of no maintenance fee. I probably wouldn't even be happy with 6 months free if they offered it to me with all the hassles I went through. $10 definitely DOES NOT cover it.
D) Did I mention there is a $10 maintenance fee PLUS $1 every time you use your card as a debit? And a $2.50 fee charge by them PLUS what the ATM charges for withdrawals? Rediculous.
5) There is a 20 load limit per 30 consecutive days. This includes both direct deposits and green dot loads. So dumb. SO SO DUMB.
This was why my direct deposit got sent back to my employer and I was left without money for a few days. They took 3 days JUST TO send it back to my employer, and I had to wait an additional 24 hours AFTER the employer decided to send it back to me to arrive in my Achievecard account
STAY
AWAY
FROM
THIS
COMPANY
AT
ALL
COSTS
OR
SUFFER