W. U. is undoubtedly the worst of the worst! Thoroughly incompetent, unreliable and dishonest. Recently attempted to transfer a large sum to the Philippines where my wife was waiting at the airport. The transfer was processed, they took the money out of my account and held the funds. NO customer service relief. No email, no telephone, no chat... Now I am trying to recover my money through my bank as "stolen funds." Don't be victimized by this relic of the past. Joined Remitly, resent the $1000. 00 in a matter of seconds.