Contacted me via a pop-up full screen message (claiming to represent MSN) which I could not delete saying I had big trouble with hacking, malware, etc. and threatening to "close my MSN account". I foolishly signed on (5/24/16) at a cost of $400 (debited from my bank). After 1 day of investigation I decided to cancel and ask for a refund (well within the 14 day grace period they advertise). To this date (6/24/16) I have received no refund despite repeated assurances by KE IT that the refund had been sent. Stay away from KE IT SafeCart!