To be fair to this website it was created in 2006 before the Obama administration even passed their Affordable Care Act law. www.healthcare.gov the official website just bears the same generic name. The government selecting to use the same name is not the fault of this company. They chose this first. Now they must benefit tremendously from Obama administration using the www.healthcare.gov URL. We cannot blame them for the extra business they receive. Hopefully people can figure out that they are not really on the exchange by using this website, though I am sure many will unknowingly buy insurance by hitting a link on this site or calling up an insurance adviser. I do not believe this site can give you the tax subsidy credit unless they maybe have an affiliation with the exchange. Does anyone know if people who buy from this site still get a tax credit or reduce rates or do they just pay full price?