Bought my 1st voucher from Raise on Tuesday; took the $50 Cheesecake Factory voucher to the restaurant on Thursday; was told there was a $0 balance. The voucher had never been used. Forced to use a legit Visa Gift Card that someone else had given me & it worked perfectly. I would not rely on Raise for actual gifts to people, but rather buy a gift card directly from the establishment for them. If it's for yourself & you're ready to cover the amount if you're told it's a Zero Balance at the retailer/restaurant, maybe give it a try. Spent 15 minutes on hold/talking to Raise Customer Support at the restaurant. The Raise rep was calm & efficient, saying the amount would be credited to my account "if I qualified" (per a follow-up email that I received). Kudos to the rep; thumbs down to my Raise restaurant experience during the holidays.