Being a young full time student, my money is always pretty tight. As much as I believe certain things should be free, the reality is that everything has a price. I was really worried when I had a dental emergency and no dental insurance! I went into the local dental office and learned that they offered financing through Denefits. It honestly sounded a bit too good to be true at first, but I was glad I said yes. Flash forward 4 months later and my smile doesn't have a hole in it anymore! Payments were tailored to my (small) income which I can afford.