Jim S.

I prepaid for a Budget car through Experian, went to the counter to pick it up, they did a "soft credit check," said I didn't qualify and was refused the car. According to CreditKarma, my credit score was 780 - very good. I asked for a refund and was refused. They said since I booked through Experian I had to request a refund through them. I went to Experian and was also refused. They are my travel agent, I prepaid, one of their contractors screwed me, but they didn't make things right. Experian and Budget are bad businesses.

Great prices, but you get what you pay for. Don't shop Budget or Experian. I prepaid for a car through Experian, went to the counter to pick it up, they did a "soft credit check," said I didn't qualify and was refused the car. According to CreditKarma, my credit score was 780 - very good. I asked for a refund and was refused. They said since I booked through Experian I had to request a refund through them. I went to Experian and was also refused. My experiences are consistent with the refusal to honor agreements that other reviewers have commented on. Budget or Experian are bad businesses.

Credio is a review site and they use something they call smart rating, but when you read user reviews there is a big disconnect. Don't trust smart rating - look at what reviewers are saying if you go to Credio.

They are liars. I signed up for a two year deal just like advertised on their front page and a year later my site was down. I sent the invoices, but they refused to deal with me over email insisting I phone them. I did, the agent agreed with me, but three months later they came after me again. Since the interaction with the previous agent was over the phone I didn't have a paper trail to prove my position. They gouge, they charge you twice for the same service, they're liars and cheats.

Sounds great, doesn't it? For pennies on the dollar you can buy stuff. Not as easy as it sounds. If you like gambling you'll like this site. Otherwise just have fun with it. They are legit, but there's lot's of limits. I had some early successes so I bid on an expensive item, did not have an accurate count of my bids, had to buy more and lost the auction during that time. I would have gotten a real bargain if I could have stayed in just a few more minutes. LESSON 1: Have enough bid dollars at 60 cents a bid to "buy it now." Once you've sunk that many bid dollars, quit bidding and buy it. I looked at the $300 I sunk and the $150 loss by selling the item on ebay so I decided to exercise the "buy-it-now" option and "buy-it-now" is full retail. LESSON 2: Always be prepared to buy it now. If you don't want the item or don't want to hassle with Craig's List or Ebay, don't bid. LESSON 3: You can't win much. So you're successful at this auction style. In the fine print it limits wins to 8, only one of the same item with value of $285, and only one of anything worth more that $999 in 28 days. If you win a Playstation 3, for example, you're locked out of Playstation 3 auctions for 28 days. Other limits are 3 per day. There are other restrictions and those voucher bids have lots of limits. So at a maximum it's possible to win about $8000 of merchandise a month although you have to consider sinking about half the value of the item into an auction to win it. Nothing to sneeze at, but won't make you rich either.

Bottom line, unless you're as sharp as a casino card counter, only use this site for fun and expect to pay full retail.