I submitted my credit card and was charged $159.00 for the opportunity to bid on a variety of items. I decided that I did not want to participate, so I immediately requested a refund to my card. I was directed to the refund form and told to send it in and then wait 14 days. I contacted them after 14 days and was told to recontact in 7 days. In seven days, I was again told to contact them in another 7 days. At that time I was told to contact them again in 7 days. They finally agreed that they were sending my refund immediately and advised that it could take 6 to 10 days to show up on my card. The refund never showed up on my card and when I contacted them again, was told that the refund center was shut down. My bank reversed the charge on the card and we have never heard back from SwipeAuctions.com. I have done some checking and found that many people have had the same experience. These people are only taking advantage of the people who respond to their online campaign. Feel free to contact me regarding this phoney company