I like what Kohl's sells and they have pretty decent prices, but they have one of the worst credit card policies known to man. They convinced me to get their card, and I bought a few things using it and paid it off immediately (that same day.) One of the items I bought didn't work out, so I went back to the store a few days later to return it. I was expecting a fast, easy return because, after all, that was one of the main selling points in applying for the credit card in the first place. Unfortunately, after speaking with multiple employees and a manager, I wasn't able to get a refund. About a week later after FINALLY being able to speak with some fancy-pants big shot on the phone (this is after speaking to at least a dozen lower level employees who knew nothing and kept telling me the same thing over and over), I found out they do not give in-store refunds for credit card purchases that have already been paid off. So I had to write a letter, wait more than three weeks for them to process my request, then wait another three weeks to get a check with my refund. Biggest hassle ever. They actually punish customers who pay off their credit card quickly! And why is it that none of the store managers even knew their own return policy?