Jeff W.

I've been using Cushion and I_WILL NOT_ renew.

In six months they've scanned just 3% of my transactions (based on their transaction count).

In that time, thanks to their "hard work," I received a whopping $4 refund about 5 months in and nothing since.

In that time, one of my banks and two of my credit cards communicated to me that they will not respond to any requests from Cushion or other third-party apps regarding my accounts. These same accounts were initially verified through Cushion but no longer appear on their list. But don't worry, they are always adding new institutions… except the ones that told them to F- off.

Meanwhile, I can approach the banks and credit cards directly and just ask them to waive a fee as a courtesy. In that time, between all the types of fees across all my accounts, I've been able to recover $730 just because I asked. Sometimes they say no and that's OK... unlike Cushion, I can try again!

It may not be a scam in the traditional sense, but Cushion is by no means worth it.