I have been a customer of Paypal since 2004 and had used Paypal both as a seller and buyer. I used to be satisfied with their service.
However, over the past 5 years, Paypal's service has gone down hill. Their customer service is non-existant. They must hire junkies who read at the 1st grade level because Paypal customer service reps are the worst!
I had placed a dispute on my credit card but the merchant ended up coming through and delivering the product. So I called my credit card company, Chase, to cancel the dispute because that's the right thing to do. I thought that would be the end of it, but no. I was about to enter the depths of Hell with Paypal because it was the platform I had used to pay the merchant.
Paypal dragged their feet, refused to close the dispute. Every time I called Paypal the rep would tell me something different. "It'll take up to 45 days for us to resolve the dispute." The second time I called, the rep said it would take 75 days. The third time I called, and spoke with a supervisor, he told me 90 days. That's just one example of different reps telling you different things.
Finally, they closed the dispute, however, they resolution was that the merchant had NEVER sent me my product. Instead of closing the dispute as I had requested, they falsely claimed that the merchant was at fault, so they could charge the merchant $20! That is insanely unethical! I as the customer reached out to cancel the dispute b/c the merchant had delivered the product. Paypal should NOT have charged the merchant $20!
And when I called to complain, the customer service rep, another imbecile, told me that Paypal would eventually refund the merchant. How does that make any sense? I asked for him to show me proof or send me something in writing. Lo and behold, he failed to do it and lost his cool, and started shouting at me. Unprofessional, immature, and incompetent.
Paypal is dishonest, unethical, and going down hill. I am taking my business over to Stripe and Apple pay. I feel like I age every time I use Paypal. Not worth it at all!