Because Listia is selling credits for their gift cards up front of every other seller, you pay for shipping upfront from your pocket about 2.5 month before your credits are sold. Listia is selling cards digital delivery, so they have money right away and no need to pull any money out of their pocket. It is so ridiculous to even try to get friends involved with Listia, because I would feel guilty to send them such a unfair side! I'm with listia for about 5 years, but with in 2 month I will not put anything anymore, because they only wasting my own money! If you see reply on comments from listia, it is never to someone who is unhappy with Listia. I wish, they would give me explanation I deserve. Weekly I ship and pay with my money for shipping, in average $30-$35 from my pocket. Money for Credits I will get for these shipments in about 2 month!