James W.

Received a temporary credit line increase from Fingerhut. Contacted Experian, told them that unless I spend the full amount of the temporary increase, the credit limit would decrease. I was informed by Experian that this WILL affect my credit score negatively. Contacted FH, requested that the temporary credit increase be made permanent, and told of the Experian response. The reply, "As there was no error, the temporary credit increase will not be made permanent" unless I spend the entire amount of the temporary credit line increase. Why are there no class action suits against Fingerhut? As the parent company (Bluestem) has filed for bankruptcy, hopefully this scam company will be revealed for its ill-begotten efforts to destroy the credit scores of its customers.