I had a "fender bender"; did a routine police report as protocol. The opposing person lied, stating $2,000 in auto damages, 2,000 in medical care, pain & suffering. The person walked away no injuries. Police officer evaluated & stated no damage worth filing for but to file report due to protocol. After speaking to my agent with my report. Hartford paid damages to fraudulent information. My insurance cost was doubled. I cancelled my policy in disappointment.