It took me only three weeks to discover that they could not provide the proof of insurance to DMV. Therefore, I was essentially not covered for those three weeks. Customer service was polite but totally inept. Underwriters appear to have distorted perceptions of auto insurance policies. To make things worse, I am out hundreds of dollars in deposits and fees for non-insurance for the miserable three weeks with them. I can't understand how this company avoids problems with the insurance commission. I hope to report. DO NOT fall for their pie in the sky! Put them out of business!!