Gil R.

I flew from Cali to LAX last month with Spirit and I told myself it will be the last time; my suitcase was damaged and delayed 24 hours. They refused to accept my claim because I wrote it more that 4 hours after my suitcase arrival. I need their report for my insurance and they denied it.
I could not the claim online within 4 hours because when my suitcase arrived by FEDEX I was at work.

Bank of america shortened their offices hours drastically recently; They argue that it is in accordance with the CDC recommendations to prevent the spread of the covid19. This results in long lines inside the bank 20 people on average; I don't understand the logic... It would make more sense to extend the workday not to reduce it.
Sounds like a good excuse to cut hours.

I am still a supporter of Obamacare but I am not so enthusiastic after using it.
I used COVERED CALIFORNIA because I trusted the Affordable Care Act that endorsed it.
But it costed me $786.97 more than what I should have payed if I had not used COVERED CALIFORNIA.
Here is why:
I applied to covered California at the beginning of 2016 for a KAISER bronze plan because I was unemployed.
On the 14th of March 2016 I got a job with medical coverage.
On the 28th of march 2016 I called KAISER to inform them that I had benefits and therefore, I should not keep on paying the premiums.
The Kaiser billing department told me this: KAISER is only doing the billing for Covered California. I have to pay the premiums till the end of April.
If I had purchased my plan directly through Kaiser and not through covered CA, I would have stopped paying on the 14th of march 2016.
In other words I lost $786.97 going to Covered CA instead of buying directly through KAISER.
I would have expected this from a for profit insurance company but not from a government agency.
Bottom line: if you are not homeless and do not need help from the STATE, DO NOT BUY through COVERED CALIFORNIA. They will rip you off.