I have been using PayPal for over three and a half years to this date, I have been limited two times but nothing else. If you are using PayPal JUST for Ebay alone, I would highly recommend using it, but if you are a direct seller using PayPal for your website maybe for Membership upgrade or something such as that, you might want to avoid using PayPal. Due to the fact that you can not provide proof if you get limited or they want more information about your transactions, because you are selling "services" or such.