Be careful purchasing insurance from these guys. Notice that all the five star reviews are about how easy it is to purchase insurance and all the one star reviews are from people who have tried to file a claim. They claim they will reach out to you via email in 1-3 hours during normal business hours but days and weeks go by. There is always a response on the reviews that something was wrong with the claim paperwork so it was put on hold. Imagine if you auto insurance company treated you that way.