As if health insurance was not difficult enough. The geniuses at the government decided to make the process almost impossible to navigate. There is nothing the government can't make worse by getting involved. This act also went against the will of the people. The only way the Supreme Court could justify its existence was to call this a tax. This is taxation without representation and is not what this country was founded on. Taxation is leagalized theft performed by brainless bought and paid for thugs in congress.