I was shopping for websites to get a loan. I really didn't mind if it's online because I really needed the money right away. But, what I got in return was a debit of $49.98 from something I don't have any idea. I called the company to inform them that I want my money back, spoke with a lady, although she was hard to understand, she cancelled this membership that, they told me, that I agreed upon. My money was refunded back into my account by 5 business days. I'll never do that again, if ever, I will read the fine print more carefully.