Pros: They used to refund your bank account if you raised enough hell over bad or false/bogus leads, now it's only a credit with their site which is infuriating and ought to be illegal. They're never held accountable and it is very hard if not impossible to get your financial institution to return the money as well. As I'm learning with the latest dispute, you must prove TT initiated a refund to your bank account. Which they've stopped doing. So, they've somehow found loopholes to avoid accountability. And they absolutely generate fake leads, don't even get me started. RUN from ThumbTack.