I got $85 more Federal refund and $68 more state refund using TaxAct due to Free1040TaxReturn not correctly including my HSA contribution on form 8889 and myhealth insurance premiums on the state tax form, respectively. I pointed this out to them and their canned response was "Your return is accurately calculated based on your input and current tax law. Please review your entries carefully." In many cases, they simply didn't ask enough questions to accurately calculate my taxes correctly. Their software needs to fix its many gaps!