Well the card seems to differ from vanilla or other types of prepaid mastercards that I've purchased in the past which were ready to use upon purchase. I purchase the giftcards because as a rule they can usually forgo the hassle of registration and activation which requires personal info. Name, address, phone, as do the regular prepaid debit cards. However this type of giftcard which is offered by US Bank indicates that if you desire to use the card for online purchases you should register the card in your name at www.prepaidgiftbalance.com. Which I did promptly and still the two attempts I made to use the card online were declined. Personally I will pay more attention on my next giftcard purchase and attempt to purchase the vanilla or other providers cards.