I paid the initial $90. Had a bad feeling about it and contacted the. Gov vital statistics from my state of birth. After the initial they wanted another $45 and asked a lot of questions. I also notified Capital One, which I have already read did not reverse the charges for another victim, and wanted to file a claim against this company. I did request another card from Capital One so they could not process the additional $45 dollars. I had my birth certificate from my state of birth within one week of requesting it!