I was selling a piece of furniture on 1 of those apps that allow you to do so locally. I was contacted by a person not in the area about having someone pick it up for him. He sent me a check for over a $1000 more than the agreed price. He asked me to deposit the check & wire him the balance. I deposited the check with USAA & called to make sure I could draw on the check & was assured that it would be no problem. It was the problem. I wired the $$ and USAA contacted me that the check was no good. I was out the $$. USAA basically told me it was my problem & should have known better. They were right I should have known better, but I had relied on their informing me to draw on the check.