Dennis O.

Bcbs does every thing they can think of to deny claims. If you have basic option under the federal program, be absolutely sure that every provider used is in network. A claim can be denied for anesthesia that could mean thousands out of pocket because it was billed from a different address even though the provider was in network. You don't have a choice of anesthesia provider used by the doctor doing the surgery and some of them use off site billing departments that are not in network. A couple of years ago I had to pay $1760. 00 for anesthesia even though the anesthiast was in network but the address of the billing company was not. I am having problems this year with three anesthesia bills for $600.00 each and one for $700.00 that were denied by bcbs. I would advise anyone not to use bcbs. This year because of OBAMACARE my catastrophic limit went from $5000. 00 per year to $7000. 00, I guess that is part of the $2500. 00 savings promised to everyone except me.