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Dee D.

4 Level 4 Contributor
  • 26 Reviews
  • 45 Helpful Votes
  • 0 Thank Yous

Experience: Computers & Technology, Clothing & Fashion, Home & Garden

Member since April 2016

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26 Reviews by Dee

A product review site which was acquired by the New York Times in 2016.
Their "final recommendations" are not always 100% Great but the information and analyses are presented in a such manner that you can make a sound decision based on your own situation.
For instance Wirecutter may say "I'm not going to waste your time. Get the iPhone or iPad (or Samsung for its camera)."
"On the iPad get Verizon already embedded." Insane idea! You pay an extra $100 for this amenity upfront plus potentially unaffordable data. I used $30 worth of Verizon data on my iPad in one day - just checking email and the prices of things at thrifts shops.
Now I use my phone's VERY slow connectivity. Internet where I live is only satisfactory at a company, or public venue WiFi. Even people who have tons of money still go to the coffee shops and libraries for acceptably fast internet.
Wirecutter gives you detailed information regarding how they arrived at their recommendations. The products they review are varied, continually updated, very practical. For cars, travel, independence, health, safety and for having your own business.
For example: Take a look at this; it's everything you need to know!
"The Best Cleaners, Wipes, and Homemade Disinfectants for the Coronavirus https://thewirecutter.com/reviews/best-all-purpose-cleaner/
And 3 of the 4 reviews had similar dates... A little suspect maybe? They are now selling Face Masks. I am not sure of their trustworthiness.
The IRS itself is stellar.
However if you click on to one of their embedded e-file options, now privatized, you are probably not filing any returns, but instead just giving these companies all of your personal information.
I chose ezTaxReturn for my simple return and went through a "walkthrough" of questions and answers on the form. It took about 20 minutes.
Afterward I received repeated emails saying, "File Your Taxes. File From The Safety of your Own Home"
What? That's what I just did a week and a half ago! You know, like when you go to H&R Block.
So frustrating. I feel like a fool.
I provided all of my personal information, SSA number, address, finances, and I accomplished Nothing.
My interest rate is 20.50% even though my payment record is 100% - yes, Perfect - and my credit score is normally excellent. (Sure when I was very young I made credit errors like everyone else -- over 30 years ago. My score consistently goes DOWN to maybe 742 from 786 when I PAY OFF all debts and end up with balances of Zero. Crazy, right? That's the scam.
As far as Customer Service, they are OK, but I would avoid them! They will punish you for negative ratings of their apps and their card. I still don't know how they switched me from 15 years to 7 years length of credit, which never changes, year after year, and I'm not going to ask them. (I'm not worrried about this review because I am prepared to close the account if I encounter further problems.)
Discover take too long to post payments, resulting in larger interest charges. In my case I normally pay off my balance each month. The exception was when, by necessity I had to deal with smog requirements on my Vehicle in CA, and to avoid continual police stops, I ended up with a debt of close to $4K. (My car is worth about $700. Anyway...)
So if you do get the card, do not use it to utilize actual credit. Only get it to record your purchases, budget your money, or to round-out your credit profile in order to raise your score. This is would be a good opportunity to practice your skills at negotiation and compromise re interest rates and credit increases.
I changed it from two to three stars because they are fairly typical of Credit Cards -- in my profile at least -- these days.
I have purchased eight or more pieces of silver jewelry. At least half of them are definitely NOT silver. You will find this out after having the jewelry sit in your jewelry box for a while.
Real Silver Does Tarnish (black spots) Contrary to What Most People Believe). Many, if not most of the vendors claim to have acid-tested the metal to confirm that they are silver, but this is not true. As for buying books (mine comes through Amazon with the returns usually guaranteed) or leather bags where you are VERY familiar with the brand I imagine that could work out well. Prices are nothing to write home about on most online auctions imho.
In addition to their other robo-investment offerings, Wealthfront now has a "Cash Account" with an interest rate of 2.57% APY. The account is FDIC insured up to $1 million. It only takes $1 to open. There are no additional requirements. So this is the account I was interested in. When I opened it and linked my checking account, ALL of my accounts, credit cards with that particular bank, and presumably all of my banking transactions flowed into the Wealthfront Account! I was surprised. They have free financial planning software to help you track your spending. I had thought it was just another savings-type account!
Following is doctorofcredit's summary. (I have never known doctorofcredit to be deliberately inaccurate or not to correct or update information.)
""It's not technically a bank account, rather a brokerage account which holds the funds in an FDIC accounts (hence the ability to have up to $1M, more than FDIC limit of $250k). Looks like currently it's more of a savings account than a checking account since they don't offer a debit card, bill pay, check writing, etc, though they are considering adding those things. You can see their FAQ here. An advantage this has over savings accounts is that there is no limit to the number withdrawals per month.""
An ugly and uninviting site. It looks like a sheet of typed paper from an elder typewriter. Copied and pasted general information. In my mind, the site is trying to mimic an authoritative site like FTC.gov The difference is, the information is not accurate, nor is it up-to-date.
Remaindered and popular books movies and music. Very fair pricing. Set shipping price. No problems WHATsoever. Returns are simple. I have been ordering from them off and on for decades without a single complaint.
I have been very lucky in that *ALL* of my interactions with ssa.gov over the years have been extremely professional, helpful, understandable -- totally lacking is that robotic frustration-component one usually experiences from bureaucracies.
They have been doing this a long, long time.
... because you may spend the next 6 months or more filtering out filthy porn from your formerly pristine business-government-related email box before you can finally get rid of it forever.
I have had this experience three different years. The only years I did not have this issue was when I was in the process of moving and forgot to order my annual credit report as is my custom. I NEVER have this problem with my business address. And I NEVER have this problem when I fill out the form and simply mail it in and wait for it.
Typically people will go to annualcreditreport.com to get instant, printable downloadable access to their 3 credit reports (if your address or other vital information has not changed). You will be INUNDATED with porn after clicking "submit" on Experian. The problem is probably embedded in the Terms and Conditions which no one reads.
Please let me know if you also have a similar experience.
Terrible. Continual problems with "dropped internet" which I had never experienced before, where your data is on, and paid, and active yet you receive a message to "please turn on cellular service in settings ". Of course I reset the network settings and reboot, ect. This is Southern California. Awful for the Web! The data uses up quite fast as well.
It never once occurred to me that photos and notes would or could somehow be "lost". How is it possible? Maybe from updated software? I don't know. I wish I hadn't made the assumption that important photos I took would be there "in the cloud". A common problem, as I have read other complaints online.
If you could get total strangers, sight unseen, to pay you $40 / each, and just keep it for your gambling and drugs or for whatever... would you? The housing market is DESPERATE for American Citizens in most of the States and gosection8 is supposedly listings on affordable and subsidized rentals. But they are scammers in increasing numbers. And you can flag the scammers until the sun sets and that website WILL NOT remove it. Much like CL. The Housing Authorities turned to this resource for a reason: DISCRIMINATION. MANIPULATION. Primarily against American Citizens. They still give the inside track to the folk they want. Plus the current Adm wants to close out subsidized housing - except for the parts and subsections which enrich them.
Not as many stores in my area. I am fine with their prices. That fine line between affordability, high end, well-chosen merchandise, and good quality.
Very Slow. I took advantage of an iPhone special. For my area - hard to connect, and when you do connect it is often slow.
Also repeated notices that you are not connected to the internet when in fact you are. Third world phone service.
I ordered quite a few things recently. I wish I had taken the time to read these reviews first. I don't have money for strangers to steal. It's depressing.
Update: I have received 3 of my 15 "winning bids".
I have had a love affair with silver all of my life - and if these are silver rings and bracelets I will eat my hat. More like tin or aluminum judging by the color and weight. I definitely DO NOT recommend this site.
UPDATE: All 15 items were 100% Junk. Embarrassing!
Even something as benign as an apartment for rent, a Focus Group, English tutor -- almost all "job" listings, and now Cars For Sale, are primarily criminal scamming. And when you do post an honest and reasonable ad, often the Honest ads are removed by CL after being flagged by the traffickers and criminals who dont get a response from you. Ugh!
Scammers often want just your personal information. They do this all day and all night. Your personal details often go on the People Search sites - I guess some of THEM use CL as well, because my user name pops up on those sites.
Back in the day, 2003-2007 CL was a fantastic source of between-job revenue, temp helpers, and especially, jobs for writers and artists. Then the Pimps, Human Traffickers, drug dealers and Petty Scammers discovered it.
Use a throw-away address, or one for CL only, never answer a Survey Monkey with true personal details, especially not your name. If you have a throwaway phone, CL is the place you want to use it, trust me, for apartments and everything. We turn to CL because we all want to see something LOCAL and CL fills that vacuum, usually FREE.
If it is a company or landlord whose website, address and phone number are already well-established online, fine. Some of my temp job employers and even the Federal Government advertises on CL.
I have to rewrite my previous 5-star review. They answer the phone quickly - that alone is 2-stars. The network is fine from my state.
You can't control caller ID or block calls, or any features. They don't work.
After you pay, your phone still won't function until you call it in.
They sold out and now it's based in the Philippines.
Checking your balance? The texting option doesn't function.
Texting for auto-transit information? It may take two weeks for them to get it functional, after repeated, repeated calls. They pretend to not have heard of that type of messaging system - which banks, even google, and everyone under the sun now uses. Changing devices or porting out to another company is very simple with this company.
You cant see a list of your own calls without hiring a lawyer, going to court and asking the judge for a subpoena. This can be important if you are submitting a document and have to know the date and time of calls.
Pretty good supply, pricey for simple things like brushes, cheap for knobs and hooks, nails and fans, replacement spill pans for your stove, and even cleaning supplies.
It is disconcerting to see your own self on camera while you are paying - mind you - this is for the privilege of shopping.
Therefore I only go there once a year or less, when such specialty items as nitrile gloves are unavailable elsewhere.
I have been going to Best Buy for at least 25 years. Almost every item that I can think of that I have purchased there has been EXCELLENT. The small appliances, phones, and TVs which I have purchased there have lasted me for YEARS! The only other retailer I can compare them to is AMAZON - nearly always satisfactory.
The only exception I can think of - just for the sake of argument - was Michael Jackson DVDs, three or four of which I had purchased when MJ had passed. By the time I watched them, I saw that they were Complete Duds. I now feel cautioned about purchasing things which have been produced quickly to keep up with a temporary Demand.

Dee Has Earned 45 Votes

Dee D.'s review of AnnualCreditReport earned 2 Very Helpful votes

Dee D.'s review of IRS.gov earned a Very Helpful vote

Dee D.'s review of ShopGoodwill earned 9 Very Helpful votes

Dee D.'s review of Find U Rings earned 2 Very Helpful votes

Dee D.'s review of GoSection8.com earned 4 Very Helpful votes

Dee D.'s review of Edwardrhamilton earned a Very Helpful vote

Dee D.'s review of Boost Mobile earned a Very Helpful vote

Dee D.'s review of Total Wireless earned 2 Very Helpful votes

Dee D.'s review of GMX earned 8 Very Helpful votes

Dee D.'s review of PoliceAuctions.com earned 12 Very Helpful votes

Dee D.'s review of Craigslist earned a Very Helpful vote

Dee D.'s review of PoliceAuctions.com earned a Well Said vote

Dee D.'s review of Craigslist earned a Well Said vote

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