Please don't use this company they will scam you. They asked for 125 hours upfront and then they schedule your counseling two days later or three days enough time for them to process your credit card then they set up a time to call you on that exact day exact time while I waited by the phone for two hours they never called I called them back and they said they tried to called me and left a voicemail there was no voicemail my phone and I said I was sitting by the phone the guy said well that's too bad if you want to reschedule you have to pay another $125 the guy was arrogant and rude and almost laughing this company is a scam artist they will pray on you they're very convincing do not Use them!