Dave D.

I was originally compelled by Blockchain.com's advertised rate of interest for funds held on their platform. I wired fiat funds to my Blockchain.com wallet (according to their provided instructions), and they promptly went missing for almost two weeks. Once they were "located" and credited to my wallet, they were unable to be invested until they were exchanged into a stable coin. I was told by customer service that conversion could only happen on their Exchange. Excessive trading fees on the Exchange then ate into my investment funds for a total of about 1 week's worth of interest. It then took another week to get these now-investable funds back into the wallet (that's right – 3 weeks of delay so far after including the original period of time where there was no clue as to what had happened to my money). This transfer back to the wallet was only allowed by Blockchain.com after submitting to the financial equivalent of a digital rectal exam in order to confirm the legitimacy of the money. Blockchain.com (the wallet) had no problem whatsoever accepting my originating fiat funds as they were wired into their platform. As soon as I tried to actually start earning their advertised rate of interest, however, problem after problem emerged to prevent that from happening. All told, excessive trading fees and a total of three weeks of delay resulted in essentially a one-month loss in the time-value of my funds. I transferred my stable coins as soon as I had control over them again to BlockFi. You'd do much better there, with Nexo, on Crypto.com, or probably many other platforms like Abra and so forth. Strong recommendation to avoid Blockchain.com!