When you buy the $15 card, it says 500 text, but doesn't say that you paided for 500 text & will also be charged for each text. One day I had 95 minutes that morning, sent several text & had one short phone call, checked my time that evening & only had 5 minutes. They charge for checking your voicemail & everything. That is what I was told by Tracfone rep when I contacted them. Was with Virgin Mobile for years & going back when my 750 minutes are up, in a few days the way Tracfone charges. Best advice, if you don't have a ton of money, stay away from Tracfone!