These people are very good at what they do! And that is conning people into motorcycle deals. Everyone wants to ride, but owning a bike should be something we earn. Save, plan, and be prepared for the responsibility of ownership. So , when you walk into KPMoto they want you to believe anyone at anytime should be able to buy. Even if it means your renting a motorcycle for four years with no sign of a interest rate, no sign of ownership, and no sign of common math skills. Do not worry about understanding legal or financial contracts, they dont either. Nor will the contract you sign be the one they send to the finance company. Take pictures of your down payment, cause you will never see it or a record of it again. Even if its on the bill of sale you sign in the office. It wont be the same paperwork sent off to the failing finance company. People please take my advice, buy a motorcycle the old fashion way. EARN IT! I took the shortcut, and I am paying for it dearly, I should have paid attention to the warning signs, and red flags of crooked people. But when your surrounded by Harley's, a man can do some really dumb stuff. After the purchase these people will not help you at all. They are not forth coming with all the truth's about what your getting into. Stay away from this company!