Cheryl S.

I was recommended to Care Credit by two different veterinarians. I've been very careful with my credit since I've been trying to build it back after the death of my husband. I'm the last 8 months, I've been approved for two credit cards and have a credit limit of $1000 and a current usage of around 20%. My score is around 640 and my payment record for these two cards is considered "excellent". I have a full time job and make a decent living but I didn't have the money for emergency surgery for my pet this month. I was denied! I've had relatives with worse credit than me and bankruptcies on top of that and THEY were approved! Now my credit will drop because I applied and was denied. My advicedon't even try to apply! Luckily, I found out the vet will take half his fee up front and I can pay the rest next month. I'll pay himmy money isn't good enough for Care Credit.